Travel Insurance: Reasons why you Should Get One

jueves, 20 de julio de 2017

Travel Insurance: Reasons why you Should Get One

You never know what could happen while traveling, this is why getting a travel insurance is the safest way to do it.

Emotions like frustration and anger, along with stress, are common when an unexpected complication comes up. Our daily routine can be filled with situations like these! It doesn’t come as a surprise that, after being under pressure from working non-stop or other strenuous parts of our routine, you seek for some peace of mind. There are many ways to relax or find some peace of mind, and, of course, traveling is the best among them all!

But who can tell that there won’t be complications when traveling? Allow me to illustrate my point with an example: Let’s say you made a reservation a week ago to visit your family and celebrate the 4th of July. After having a perfect time, you return to the airport only to be told that all flights were canceled due to inclement weather. What to do here? In cases like these, having a backup can be a lifesaver.

At hard times like these is when a travel insurance kicks in to help you and ease the situation. Buying a travel insurance can't be considered as just another “expense” on your travel bucket list. On the contrary, it will be the best protection you can get for your loved ones, and yourself, of course! If you’re not convinced yet, here are some reasons that will make you change your mind.

1.- Coverage for canceled trips.

There's a certain amount of coverage for situations in which you need to delay or even call off a journey, but only if the policy lists the reason for the cancellation. If it is, you’ll be able to take a raincheck on your trip without additional costs.

2.- Natural disasters? No problem.

Natural disasters could be a serious concern during hurricane seasons. Natural disasters are among the most unexpected complications a trip could have. Luckily, a travel insurance will cover the expenses and recover your pre-paid costs if your destination is not available anymore. It also gives you the possibility to choose a hurricane-free location.

3.- Health coverage for sickness or injuries.

Health eventualities can’t be controlled, much less during a trip. It might happen that something you ate didn’t do you well (beware of strange foods!), or you caught the flu, or you got an accident. Sadly, being sick requires rest and treatment, and this becomes a huge issue when you're away from home.

Travel insurance covers emergency medical care for these cases. All the arrangements will be included in location; you just need to worry about getting well as soon as possible to enjoy the rest of the trip!

4.- Baggage is taking too long or got lost? It’s covered.

In cases of delayed baggage, the issue would be that you'll surely need some personal items right away. The worst case scenario would be that, instead of being delayed, your baggage simply got lost.

There’s coverage for both cases, so you don’t have to worry about it. If your luggage is delayed, you’ll get assistance that will recover your bags immediately. If the baggage is lost, stolen or damaged, you’ll get reimbursed for new clothes and personal items. It’s the only thing that can be done to compensate you.

5.- It’s affordable!

If you thought that all these benefits would cost you half the trip in expenses, you're wrong! It’s affordable. If you find it too expensive, compare it with the expenses of traveling without travel insurance and the possibility of encountering eventualities like the mentioned before. You’ll see that the balance is still positive for a travel insurance.

By now, I’m sure you’re convinced of how necessary it is to get a travel insurance, all that’s left is choosing which insurance company will you hire. Well, that’s an even easier task, you just have to access the website of Cruise Planners – Jason Hantman and check the insurance company and policies they have. And don’t forget to check their travel deals as well!